YOUR TRUSTED FINANCIAL PARTNER IN INDONESIA

Achieve More.Financially

We provide an integrated and comprehensive range of financial services, which includes Banking, Insurance, Financing, Capital Markets, Asset Management, Share Administration, Security and Information Technology.

WHAT MAKES US DIFFERENT

Financial Services as Unique as You Are

PT Sinar Mas Multiartha Tbk is the financial backbone of Sinar Mas Group, offering a diverse range of financial services including banking, insurance, capital markets, and financial technology.

Subsidiaries

Lines of Business

Insurance

Comprehensive protection solutions designed to safeguard what matters most to individuals, families, and businesses.

InsuranceMultifinanceBankingSecuritiesFintech and Digital Finance
PT Asuransi Sinar Mas​
PT Asuransi Simas Jiwa
Asuransi Simas Insurtech
PT Reasuransi Nusantara Makmur​
PT Sinarmas Penjamin Kredit​
PT Penjaminan Ulang Indonesia
PT Asuransi Sumit Oto​
PT KB Insurance Indonesia​
PT Sinar Mas Asuransi Syariah
PT Reasuransi Nusantara Makmur​ Syariah
PT MSIG Life Insurance Indonesia
Sinarmas Multifinance (SMMF)
PT AB Sinar Mas Multifinance
PT Sinarmas Hana Finance
PT Oto Multiartha
PT Summit Oto Finance
PT SGMW Multifinance Indonesia​
PT Sinar Mitra Sepadan Finance​
PT Hyundai Capital Finance Indonesia
PT Liugong Finance Indonesia​
PT Bank Sinarmas Tbk
PT Bank Nano Syariah​
Asset Management Sinarmas (SAM)
Sinarmas Sekuritas
PT Sinartama Gunita​
Danamas
PT Dana Saham Bersama
PT Dana Digital Group
PT Balai Lelang Sinarmas​
PT Sinar Mas Ventura
PT Jakarta Teknologi Utama
PT Auto Pro Utama Perkasa​
PT Pasar Gadai Digital
PT Asuransi Sinar Mas​
PT Asuransi Simas Jiwa
Asuransi Simas Insurtech
PT Reasuransi Nusantara Makmur​
PT Sinarmas Penjamin Kredit​
PT Penjaminan Ulang Indonesia
PT Asuransi Sumit Oto​
PT KB Insurance Indonesia​
PT Sinar Mas Asuransi Syariah
PT Reasuransi Nusantara Makmur​ Syariah
PT MSIG Life Insurance Indonesia
Sinarmas Multifinance (SMMF)
PT AB Sinar Mas Multifinance
PT Sinarmas Hana Finance
PT Oto Multiartha
PT Summit Oto Finance
PT SGMW Multifinance Indonesia​
PT Sinar Mitra Sepadan Finance​
PT Hyundai Capital Finance Indonesia
PT Liugong Finance Indonesia​
PT Bank Sinarmas Tbk
PT Bank Nano Syariah​
Asset Management Sinarmas (SAM)
Sinarmas Sekuritas
PT Sinartama Gunita​
Danamas
PT Dana Saham Bersama
PT Dana Digital Group
PT Balai Lelang Sinarmas​
PT Sinar Mas Ventura
PT Jakarta Teknologi Utama
PT Auto Pro Utama Perkasa​
PT Pasar Gadai Digital
PT Asuransi Sinar Mas​
PT Asuransi Simas Jiwa
Asuransi Simas Insurtech
PT Reasuransi Nusantara Makmur​
PT Sinarmas Penjamin Kredit​
PT Penjaminan Ulang Indonesia
PT Asuransi Sumit Oto​
PT KB Insurance Indonesia​
PT Sinar Mas Asuransi Syariah
PT Reasuransi Nusantara Makmur​ Syariah
PT MSIG Life Insurance Indonesia
Sinarmas Multifinance (SMMF)
PT AB Sinar Mas Multifinance
PT Sinarmas Hana Finance
PT Oto Multiartha
PT Summit Oto Finance
PT SGMW Multifinance Indonesia​
PT Sinar Mitra Sepadan Finance​
PT Hyundai Capital Finance Indonesia
PT Liugong Finance Indonesia​
PT Bank Sinarmas Tbk
PT Bank Nano Syariah​
Asset Management Sinarmas (SAM)
Sinarmas Sekuritas
PT Sinartama Gunita​
Danamas
PT Dana Saham Bersama
PT Dana Digital Group
PT Balai Lelang Sinarmas​
PT Sinar Mas Ventura
PT Jakarta Teknologi Utama
PT Auto Pro Utama Perkasa​
PT Pasar Gadai Digital

Milestone

40+

Years of EmpoweringFinancial Futures

With a strong foundation and a focus on innovation, SMMA continues to drive the nation's financial progress.

86 Years Melaju Bersama Sinarmas

1982 / Establishment

Established on 21 October 1982 as PT Internas Arta Leasing Company, focusing on financing services.

1985 / Go Public

Renamed to PT Sinar Mas Multiartha Tbk and listed on Indonesia Stock Exchange in the same year.

1996 / Expansion

Expanded into new financial services areas (e.g., banking, insurance, trading) through its subsidiary companies.

Today / Innovating The Future

Actively exploring advanced technologies to enhance its services in an increasingly digital economy.

STOCKS

Our Performance: A Testament to Our Growth

We continue to move forward, presenting opportunities and growth at every step of our journey.

SMMA performance

PUBLICATION

Annual Report

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2025

Annual Report 2025

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Annual Report 2025 — 2025

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