2025
Annual Report 2025
Financial Performance
Performance
reimagined
Annual Report
2024
Annual Report 2024
2023
Annual Report 2023
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2022
Annual Report 2022
2021
Annual Report 2021
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2020
Annual Report 2020
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2019
Annual Report 2019
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2018
Annual Report 2018
2017
Annual Report 2017
2016
Annual Report 2016
2015
Annual Report 2015
2014
Annual Report 2014
2013
Annual Report 2013
2012
Annual Report 2012
2011
Annual Report 2011
2010
Annual Report 2010
2009
Annual Report 2009
2008
Annual Report 2008
2007
Annual Report 2007
2006
Annual Report 2006
2004
Annual Report 2004
2003
Annual Report 2003
2002
Annual Report 2002
2001
Annual Report 2001
2000
Annual Report 2000
1997
Annual Report 1997
1996
Annual Report 1996
1995
Annual Report 1995
Financial Highlight
Total Assets
in billion Rupiah
116.045
2023
119.121
2024
120.391
2025
Total Liabilities
in billion Rupiah
92.800
2023
95.381
2024
94.480
2025
Income
in billion Rupiah
26.930
2023
31.127
2024
36.602
2025
Profit for the Year
in billion Rupiah
1.189
2023
1.014
2024
2.104
2025
Total Comprehensive Income
in billion Rupiah
1.298
2023
778
2024
2.178
2025
Return on Assets
in %
1,02
2023
0,85
2024
1,75
2025
Return on Equity
in %
5,11
2023
4,27
2024
8,12
2025
Net Profit Margin
in %
4,41
2023
3,26
2024
5,75
2025
Operating Expenses to Operating Income Ratio
in %
95,23
2023
96,03
2024
93,29
2025
Insurance Underwriting
in billion Rupiah
19.084
2023
19.343
2024
24.516
2025
Consumer Finance, Financing Lease Receivables, and Factoring
in billion Rupiah
1.262
2023
1.355
2024
1.042
2025
Securities Administration Bureau Services
in billion Rupiah
12
2023
18
2024
20
2025
Securities Brokerage, Underwriting, and Investment Manager Services
in billion Rupiah
608
2023
693
2024
630
2025
Banking
in billion Rupiah
4.434
2023
4.765
2024
4.683
2025
Construction, Trading, and Services
in billion Rupiah
1.356
2023
895
2024
1.247
2025
Green Financing
in billion Rupiah
5.818
2023
4.784
2024
5.222
2025
Financial Statement
2025
Financial Statement 2025
2024
Financial Statement 2024
2023
Financial Statement 2023
2022
Financial Statement 2022
2021
Financial Statement 2021
2020
Financial Statement 2020
2019
Financial Statement 2019
Public Expose
2025
Public Expose 2025
2024
Public Expose 2024
2023
Public Expose 2023
2022
Public Expose 2022
2021
Public Expose 2021
2019
Public Expose 2019
Awards
TEMPO-IDNFinancials Index 52, Categories: Main Index, High Growth, and High Market Capitalization 2025
Indonesia’s Largest Companies, Financials Category in the Fortune Indonesia 100 - 2025
8th Satisfaction Loyalty Engagement 2025 The 2nd Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Experience Index
8th Satisfaction Loyalty Engagement 2025 The 2nd Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Resilience Level
8th Satisfaction Loyalty Engagement 2025 The 2nd Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Satisfaction on Agent Index
8th Satisfaction Loyalty Engagement 2025 The 2nd Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Satisfaction on Claim Index
8th Satisfaction Loyalty Engagement 2025 The 2nd Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Satisfaction on Surveyor Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Centricity Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Satisfaction on Product and Value Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance (Gross Premium > IDR. 3 Trillion) in Customer Satisfaction on Website and Branch Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance (Gross Premium > IDR. 3 Trillion) in Engagement Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance (Gross Premium > IDR. 3 Trillion) in Loyality Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance (Gross Premium > IDR. 3 Trillion) in Marketing Engagement Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance (Gross Premium > IDR. 3 Trillion) in Satisfaction Index
8th Satisfaction Loyalty Engagement 2025 The Best General Insurance In Satisfaction, Loyality, And Engagement 2025 (Gross Premium Under IDR. 3 Trillion)
Top CSR Awards 2025 #Star 5 Asuransi Sinar Mas meraih penghargaan TOP CSR Awards 2025 #Star 5
Insurance Market Leader Award 2025 National General Insurance Market Leader Award 2025
26th Insurance Award 2025 The Excellent Performance General Insurance Company Equity Class Under IDR 2,5 Trillion
Top GRC Awards 2025 Top GRC Awards 2025 #Star 5 - Trophy
14th Infobank Sharia Award 2025 The Excellence Performance Sharia General Insurance Business Unit 2025 (Based on Financial Performance 2024)