
Various Digital Finance, Anytime, Anywhere
Explore Our Fintech SubsidiariesPT Danamas Insan Kreasi (Danamas) is Indonesia's first peer-to-peer lending platform licensed by the Financial Services Authority (OJK) in 2017, connecting funders with creditworthy borrowers through a secure digital marketplace.
With a vision to empower micro, small, and medium enterprises (MSMEs), Danamas provides accessible financing that supports business growth while offering funders transparent opportunities to participate in Indonesia's digital economy.
As part of PT Sinar Mas Multiartha Tbk, Danamas continues to innovate—combining technology, responsible lending practices, and customer-centric service to deliver financial solutions anytime, anywhere.
Other subsidiary categories
Securities
Investment Solutions Tailored to Your Risk Profile
Maximize your profit potential with the right investment solution.

Insurance
More Than a Policy, It's a Gesture of Care, An Act of Love
Over 40 years of helping families put love into action.

Multi Finance
Empower Your Future with Smart Financing Solutions
Get smart and easy financial solutions tailored to your needs.

Bank
We Create Convenience Banking Experience
Quick and easy financial access through your device.
